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Terms of Service

Last updated: January 2025

1. Acceptance of Terms

By accessing and using Daily Trading Journal (DTJ), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

DTJ is a web-based trading journal application that helps traders track, analyze, and manage their trading activities. Our service includes:

  • Trade logging and portfolio management
  • Performance analytics and reporting
  • Tax form generation (T5008, 1099-B)
  • Real-time market data integration
  • AI-powered insights and recommendations

3. User Accounts

You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account or password.

You must provide accurate and complete information when creating your account and keep this information updated.

4. Subscription and Payment

DTJ offers subscription-based services with different pricing tiers. Payment is processed through PayPal and is billed annually unless otherwise specified.

Refunds are available within 30 days of purchase. Beta pricing locks are honored for the duration specified at the time of purchase.

5. Data Privacy and Security

We take your privacy seriously. Your trading data is encrypted and stored securely. We do not share your personal trading information with third parties without your explicit consent.

Please refer to our Privacy Policy for detailed information about data collection and usage.

6. Limitation of Liability

DTJ is provided for informational and tracking purposes only. We do not provide financial advice or trading recommendations. All trading decisions are your own responsibility.

We are not liable for any trading losses, tax miscalculations, or other financial consequences resulting from the use of our service.

7. Tax Reporting Disclaimer

While DTJ generates tax forms (T5008, 1099-B) based on your trading data, these are for reference only. You should consult with a qualified tax professional for proper tax filing and compliance.

8. Prohibited Uses

You may not use DTJ to:

  • Violate any laws or regulations
  • Share false or misleading information
  • Attempt to breach security or interfere with the service
  • Use the service for any automated or bulk operations without permission

9. Service Availability

We strive to maintain 99.9% uptime but do not guarantee uninterrupted service. Scheduled maintenance will be announced in advance when possible.

10. Changes to Terms

We reserve the right to modify these terms at any time. Users will be notified of significant changes via email or through the application.

11. Contact Information

For questions about these Terms of Service, please contact us at: DTJ.support@xartatech.com

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